Mexico Auto Insurance for Tourist
Driving into Mexico your first time can be an interesting experience. Road signs are in Spanish, you are distracted by the sights and sounds, road side vendors are jumping in front of your moving vehicle and you are trying to find your way. The best advice is to be prepared. Know your route and destination, make sure your vehicle is well maintained, and absolutely have Mexican auto insurance before you enter Mexico. Mexican law requires that you have at minimum Mexican liability auto insurance underwritten by a Mexican insurance company.
For many years tourists and businesspersons who drive to Mexico have been purchasing insurance to properly protect their vehicle; however, still today many of the same questions are being asked. It is ironic that most of us use great care when purchasing insurance in the US, yet use a lesser standard of care when purchasing coverage for Mexico.
When purchasing any type of insurance for Mexico, buyers should analyze a number of issues including:
1. Do I need to purchase coverage from a Mexican Insurer?
2. What are the differences between a US and Mexico Insurance policy?
3. What type of insurance do I need, and at what limits?
4. Are the US Broker and Mexican Insurer they represent reputable and in sound financial condition?.
MEXICAN HEALTH INSURANCE
A GUIDE FOR TOURIST AND FOREIGNERS
While we were considering the purchase of a condominium in Puerto Penasco we began to question where would we go to receive medical treatment in the event of an emergency or routine medical visits? We questioned if our U.S. health insurance would cover our medical expenses while traveling and living in Mexico. What if we are staying in Mexico for an extended period of time, where do we go for medical treatment? Can we buy Mexican health insurance coverage?
No one likes shopping for insurance. It isn’t fun, or pretty, or even useful…until you really need it. Unfortunately, no matter how un-fun it is to buy, there’s nothing like the security of knowing that in the event of an unforeseen accident you are not only covered, but that you can rely on the very professionals who sold you the policy to help you process your claim quickly and as painlessly as possible. This is, of course, doubly important if we’re talking about insurance in Mexico, and triply important if you do not speak Spanish or understand Mexican laws and procedures.